Terms & Conditions
01
Website Use and Acceptance
Welcome to Excellence Choice Insurance, operated by Arete Virtual Solutions LLC. These Terms, effective October 1, 2026, govern your use of our site. By browsing, you agree to these legal conditions, our privacy policies, and the exclusive jurisdiction of South Carolina law.
02
Insurance Coverage
No insurance coverage is bound, changed, renewed, reinstated, or canceled through this website. Quotes are non-binding estimates subject to carrier underwriting, eligibility, reports, and verification.
03
SMS Messaging Terms
Messages concern quote requests, applications, documents, appointments, services, and reminders. Message and data rates may apply. Reply STOP to opt out or HELP for aid. Contact 864-932-7555 or info@excellencechoiceinsurance.com. SMS consent is voluntary, not a condition of purchase, and must be provided separately from these Terms. Wireless carriers are not responsible for delayed or undelivered messages.
04
Electronic Notices
Providing contact information allows Excellence Choice Insurance to respond to your inquiry through appropriate communication methods. Merely using this website or accepting these Terms does not provide consent to receive SMS messages. SMS consent must be obtained separately.
05
Legal Liability Scope
To the fullest extent permitted by South Carolina law, Arete Virtual Solutions LLC is not liable for damages arising from your use of this site. These terms may be updated periodically. For questions or official contact, please email info@excellencechoiceinsurance.com to reach our administrative office.